While a lot of research are done on the Indian microfinance sector, most of them are from the perspective of practitioners. A high volume of work is confined to impact assessment studies. There are very few works on microfinance from the institutional theory’s perspective and this may be a fresh attempt to look at the [...]
A law that would reflect a misunderstanding of the reality of the business of microfinance For microfinance actors, wanting to destroy the private sector would want to establish a financial apartheid for hundreds of millions of people who find themselves with no alternative funding than proposed by the State. With an annual interest rate ranging [...]
Andhra Pradesh precursor of a regulatory system Reacting to a wave of suicides has moved much of public opinion and its political class, the state government of Andhra Pradesh which accounts for half of micro-borrowers in India, has issued a law October 15, 2010 to protect the women exploited by abusive practices by private companies. [...]
The populations most vulnerable to the ideological heart of a battle between two visions of the fight against poverty Long before the micro credit model of Mohammad Yunus is growing in India the Indian government was already supporting another model of providing financial services to the poorest. In this system, groups of 10 to 15 [...]
The scandal of suicide holders of micro credit Accused by the authorities of the Indian state of Andhra Pradesh to be the cause in 2010 of dozens of suicides of women who have found unable to repay their loans, microfinance has been the subject of intense campaign of criticism from media and politicians. Criticisms that [...]